中国移动支付发展现状及前景分析【摘要】随着互联网和电子商务的不断发展和普及,我国传统的金融支付的手段依然变成了制约我国经济大发展的不利因素,与此同时,移动通信的迅猛发展为移动支付业务的发展提供了坚实的基础,在这种情形下,移动支付产业也就自然而然的成为金融支付的一条分支。伴随着移动支付在各行各业如物流、制造、公共信息服务等行业的大力推广,各类的创新技术不断的节约移动支付的成本和提高了支付的效率,移动支付的产业的发展开始大踏步的向前发展。本论文以我国移动支付为研究对象,详细的分析了我国移动支付的发展现状,揭示了发展中存在的问题,最后提出发展的策略,为我国移动支付产业的发展具有重要的意义。关键词:移动支付发展现状发展前景IChinaMobilePaymentDevelopmentSituationandProspectsAnalysis【Abstract】WiththecontinuousdevelopmentoftheInternetande-commerceandthepopularizationofthefinancialmeanstopayourtraditionalconstraintsstillbecomeagreateconomicdevelopmentofourcountry'sunfavorablefactors,atthesametime,therapiddevelopmentofmobilecommunicationsforthemobilepaymentbusinessdevelopmentprovidesasolidbasis,inthiscase,themobilepaymentindustrywillnaturallybecomeabranchofafinancialpayment.Withmobilepaymentinallwalksoflifetopromotesuchaslogistics,manufacturing,serviceindustriessuchaspublicinformation,allkindsofinnovativemobiletechnologycontinuestopayforthecostsavingsandimprovetheefficiencyofthepayment,thedevelopmentofmobilepaymentindustrybegantomarchinforward.Inthisthesis,China'smobilepaymentforthestudy,adetailedanalysisofthedevelopmentstatusofChina'smobilepaymentrevealstheproblemsofdevelopment,putforwardthestrategicdevelopmentofthefinalpaymentforthedevelopmentofChina'smobileindustryhasanimportantsignificance.Keywords:ProspectsCurrentdevelopmentMobilepaymentsII目录引言..............................................................................................1一、中国移动支付概况.....................................................................21.1移动支付的概念范围............................................................21.2国内外移动支付发展现状.......................................